🇬🇧 Mortgage Calculator UK

Calculate your monthly UK mortgage repayments, interest, and total cost — tailored to British currency and terms.

📈 Mortgage Summary

Monthly Payment:

Total Interest:

Total Repayment:

Free UK Home Loan Tool

Free Mortgage Calculator UK – Monthly Repayments & Affordability

Use our mortgage calculator UK to estimate your monthly mortgage repayments, interest costs, and borrowing power. This free mortgage calculator UK is built specifically for the UK housing market and supports repayment, interest-only, and buy-to-let mortgages.

Access the calculator here: Mortgage-cal-uk

Ideal for first-time buyers, homeowners, landlords, and self-employed borrowers looking for an accurate mortgage calculator UK.

UK Mortgage Calculator Features

Mortgage Repayment Calculator UK

Calculate monthly repayments based on loan amount, interest rate, and mortgage term.

Mortgage Calculator UK with Interest

Understand how interest impacts your total mortgage cost over time.

Mortgage Calculator UK with Deposit

See how different deposit amounts affect your repayments and borrowing needs.

Simple Mortgage Calculator UK

Fast, clear results without complicated financial jargon.

Accurate Mortgage Calculator UK

Uses standard UK mortgage calculation methods.

Mortgage Payment Calculator UK

Estimate your monthly mortgage payments before applying with lenders.

How Much Can I Borrow on a Mortgage in the UK?

Many users search for how much can I borrow mortgage calculator UK or mortgage calculator UK how much can I borrow. UK lenders typically assess borrowing based on income, outgoings, and credit profile.

This tool helps you estimate a realistic borrowing range before speaking with lenders or brokers.

UK Mortgage Types Covered

Buy to Let Mortgage Calculator UK

Estimate repayments for rental properties and landlord mortgages.

Interest Only Mortgage Calculator UK

Calculate monthly interest-only payments commonly used in the UK.

First Time Buyer Mortgage Calculator UK

Plan your first home purchase with realistic repayment estimates.

Self-Employed Mortgage Calculator UK

Estimate mortgage affordability if you’re self-employed or a contractor.

Shared Ownership Mortgage Calculator UK

Understand repayments when buying a share of a property.

Commercial & Business Mortgage Calculator UK

Estimate repayments for commercial or business property mortgages.

Mortgage Calculator UK – FAQs

How do I calculate mortgage repayments in the UK?

UK mortgage repayments are calculated using loan amount, interest rate, and term. A mortgage calculator UK automates this instantly.

How much mortgage can I afford in the UK?

Most lenders offer around 4–4.5× your annual income, depending on expenses and credit score.

Is this a free online mortgage calculator UK?

Yes. This is a free mortgage calculator UK designed for planning and comparison.

Does this calculator replace mortgage advice?

No. Results are estimates only and should not replace advice from a qualified UK mortgage advisor.

Accuracy, Transparency & Trust

This UK mortgage calculator is designed for educational and planning purposes only. Calculations follow standard UK mortgage repayment formulas.

Mortgage offers vary by lender. Always consult FCA-authorised mortgage advisors before making financial commitments.

Plan Your UK Mortgage with Confidence

Use this free mortgage calculator UK to estimate repayments, affordability, and borrowing power before applying.