📊 FHA Loan Summary
Loan Amount: —
Upfront MIP: —
Total Loan (with MIP): —
Monthly Principal + Interest: —
Monthly MIP: —
Total Monthly Payment: —
Estimate your FHA loan payments, including mortgage insurance premiums (MIP) and interest — all in one place.
Loan Amount: —
Upfront MIP: —
Total Loan (with MIP): —
Monthly Principal + Interest: —
Monthly MIP: —
Total Monthly Payment: —
Our fha loan calculator helps you estimate monthly payments, mortgage insurance premiums (MIP), interest, and affordability under FHA loan guidelines. It’s ideal for first-time buyers and borrowers with lower down payments or credit scores.
Use the free tool here: Fha-loan-calculator
Calculate your monthly FHA loan payment including principal and interest.
Estimate upfront and annual FHA mortgage insurance premiums.
See how minimum 3.5% down payment affects your loan amount.
Understand your full monthly housing cost, not just the loan payment.
Clean and easy calculations without complex lender jargon.
Built using standard FHA mortgage calculation methods.
Many buyers search for fha loan calculator how much can I afford or how much house can I afford fha loan calculator. FHA affordability is based on income, debts, credit score, and FHA debt-to-income limits.
This calculator helps you estimate a safe borrowing range before applying with lenders.
Estimate FHA payments based on California loan limits.
Calculate FHA mortgage payments for Texas home prices.
Plan FHA home loan costs for Florida properties.
Estimate FHA loan payments for high-cost areas.
FHA loan payments are calculated using loan amount, interest rate, loan term, and FHA mortgage insurance premiums.
FHA MIP (Mortgage Insurance Premium) includes an upfront fee and annual insurance paid monthly.
Yes. This is a free FHA loan calculator for planning and comparison.
FHA loans are often easier to qualify for, while conventional loans may cost less long-term depending on your credit profile.
This FHA loan calculator is for educational purposes only. Calculations follow standard FHA guidelines but may vary by lender.
Always consult HUD-approved lenders or licensed mortgage professionals before making final loan decisions.
Use this free FHA loan calculator to plan payments, understand MIP, and check affordability with confidence.